Home Loans



People generally take loans, either for the purchase of a ready-to-move-in house or for booking an under-construction property. However, people can also avail of home loans to get their house constructed – either by themselves, or by employing a contractor to construct the house – on a plot that they own. Now it is quite easy to get home loans. Just need to submit below required documents with the application.

Documents
Salaried
Self-employed Professional
Self-employed Non Professional
Application form with photograph duly signed
Yes
Yes
Yes
Identity, residence and age proof
Yes
Yes
Yes
Last 6 month bank statements
Yes
Yes
Yes
Last 3 months Salary-slips
Yes
No
No
Processing fee cheque
Yes
Yes
Yes
Form 16 / Income Tax Returns
Yes
Yes
Yes
Proof of business existence
No
Yes
Yes
Business profile
No
No
Yes
Education qualification certificate and proof of business existence
No
Yes
No
Last 3 years Income Tax Returns with computation of Income
No
Yes
Yes
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
No
Yes
Yes

To get a loan as per your profession, above documents are required.


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Blog written by

ShrutiDoshi
Technical Officer – Sanghi Cement & Blogger
shrutidoshi.1492@gmail.com

Blog Managed by

Nirav Pandya
Digital Marketing Officer – Sanghi Cement
nirav.pandya@sanghicement.com

















































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